Our Lakefront
Construction Loans
Mean You Can Keep
Things Building,
Especially The
Excitement.

Wanda Folds

NMLS# 543349
256-735-2994
EMAIL WANDA >

If Smith Lake Is Calling
Make It A Direct Line.

A Merchants Bank Mortgage
Is The Most Direct Path
To Your New Home.

Michelle Kimbrough

NMLS# 543353
256-735-2505
EMAIL MICHELLE >

Get the New Construction Loan Packed With These Advantages.

Upfront Approvals

Get approved for both the New Construction Loan and your permanent Mortgage Loan at the same time.

Reduced Closing Costs

If Merchants finances both loans (construction and perm), then we only charge you closing costs once.

Unlimited Draws

We do not limit the amount or frequency of your construction draws, giving you greater flexibility and peace of mind.

Local Lending

Through the homebuilding or buying process, your Merchants lender offers critical service and support to help you through one of the most exciting times of your life.

Build, Remodel or Buy With A Bank That Treats You Like A Big Fish.
And Makes Your Dream A Big Priority.

LOCATE A BRANCH >

merchantsbankal.com|900 Second Avenue SW|Cullman, AL 35055|256-734-8110