Your Trusted Partner in
Home Financing
Mortgage Portal
Your personal portal for managing your application and loan process. Including e-signing, document uploads and archival documents. Keeping you moving towards your home buying journey.
Get Started
Buying a home may feel like a big leap, but it all begins with a single decision: to take the first step toward homeownership with Merchants Bank. Our team is here to guide you through the process with clarity, support, and care so you never have to navigate it alone.
Merchants Bank Interest
Rebate Program
Merchants Mortgage
Whether you're a first-time homebuyer or have been through the process before, Merchants’s mortgage team is dedicated to simplifying your experience. We provide personalized recommendations that align with your current and future financial goals, ensuring you secure the best rate available.
Mortgage Calculator
Find a Loan
Whether you're a first-time homebuyer or have been through the process before, SouthPoint’s mortgage team is dedicated to simplifying your experience. We provide personalized recommendations that align with your current and future financial goals, ensuring you secure the best rate available.
Introducting the Merchants
Affordable Choice 100
Own your home now without having to save years for a down payment. Our Merchants Affordable Choice 100 loan offers up to 100% financing1 for first-time homebuyers in Jefferson County. Give us a call to discuss your options or get started today!
Work With Us
Builders
You Deliver the Inventory. We’ll Deliver the Loan.
Merchants Bank partners with a number of new home builders and is experienced in helping you succeed. We believe that when your real estate agents give us a contract, you are giving us your pay check and asking us to deposit the check. We understand that you are putting your faith in our hands, and it is our goal to close on time every time.
In addition to working with your customers, we have the products and experience in funding your projects with lines of credit and loans to get sticks on the ground. Let’s get in touch about how a partnership with Merchants Bank can be beneficial for both you and your customers.
Real Estate Agents
Merchants Is Here to Help You Make Financing as Easy as Possible
As a real estate professional, you know that the mortgage process is half the battle of buying a new home. You need a trustworthy partner that you know can get the deal done. At Merchants Bank, we believe that when you hand us the contract, you are handing us your pay check and asking us to deposit the check. We put your clients first and want to partner with you to earn your trust and grow your business.
LOCAL OPERATIONS
All of our underwriting and closings are done locally here in house. We don’t outsource our processing, underwriting or closing, which means there is a direct connection between your loan officer and the operations team. No middle man here.
LOAN OFFICER AT YOUR SERVICE
Our loan officers are here for you after hours, over the weekend and all the time in between. We’re happy to make house or office calls. Give us a call us anytime, we’re here for you.
WEEKLY UPDATES
Our automated system keeps you updated on the progress of your loan. We stay in contact to make sure you know what’s going on and what is needed to keep the ball rolling. Let’s get in touch about how a partnership with Merchants Bank can be beneficial for both you and your customers.